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Frequently Asked Questions
Way Finder Insurance & Financial Help Center
Are your consultations really free?
Yes! And what's even better is that, having us as your Agent/Broker does not affect the cost of your insurance policies.
Why do I need to buy insurance?
If you are reading this, you probably already have the answer. The cost of medical care continues to rise and even if it were free, we still can't earn a living when we are sick or injured. Insurance is a transfer of risk.
What kinds of insurance do you offer?
We offer health, life, disability, long-term care, critical illness, cancer, accident, dental, and vision insurance. For employers, individual, and families.
Does the 2025 election effect my health insurance or Medicare?
Yes and no....Specifically, any changes that are made to the health care law or Medicare coverage guidelines (including drug costs etc) will not take effect until the next policy year. So in this case, your coverages are safe from changes until January 1st, 2026
How do I find out if my doctors are in-network?
You will want to visit your insurance companies website and log in to your account. See here for those links
How do I find out what drugs are covered?
You will want to visit your insurance companies website and log in to your account. See here for those links
How much does Medicare cost?
Medicare Part B will cost $185.00 The Part A deductible is $1676.00 and the Part B deductible is $257.00
For more details, see here: https://www.medicare.gov/basics/costs/medicare-costs
Ya'll helped me with my health insurance. How do I get my 1095A form for taxes?
That form is mailed from Healthcare.gov and typically arrives by the end of January. If you don't get it, or if you want it sooner:
1. Find your application i.d. for the year you are doing taxes for. Find this is on your eligibility results from when you did the application, or in your email confirming your enrollment into the health plan when we first submitted your application.
2. Follow the steps at this link: https://www.healthcare.gov/applied-by-phone-or-mail/
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